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5 Home Improvement Projects That May Have the Biggest Return on Investment

      Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home improvement, but if you make sound design decisions and choose the right materials, you could end up making your home more appealing to potential buyers – and a more enjoyable place […]

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Things to consider before renting an apartment In RHODE ISLAND

It’s no secret that apartment hunting can be stressful. It can be hard to find the perfect one that meets your checklist, and that’s within your budget. When I searched for my first apartment, I considered myself lucky when I found a dream dwelling right away! The walls were painted a deep olive green, granite […]

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5 Tips for Halloween Decor Safety

As Halloween approaches, people everywhere are beginning to decorate their houses and front yards as haunted mansions and deserted graveyards. While it is easy to go all out (because who doesn’t love spooky Halloween decorations?), it is important to consider potential safety threats that exist when using significant amounts of electricity to power your decorations. […]

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Is Your Home Insured to Its Replacement Cost?

      If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered loss. […]

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Why You Should Avoid Sugary Drinks

Many American families consume sugary drinks like soda, energy drinks, sweetened coffee, or fruit juice on a daily basis but do not fully realize the effects these beverages have on their health. In addition to contributing to weight gain, type 2 diabetes, and increasing the risk of heart disease, drinking sugary drinks also has detrimental […]

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How to Make Your Home More Energy Efficient

      Extreme temperatures, from wintry winds to summer heat waves, can make us more mindful of the importance of an energy-efficient home. But no matter the season or which climate you live in, taking a few key steps can make a significant difference on your energy bills and improve the comfort of your home. That’s […]

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PROPERTY INSURANCE FORMS

What is Basic form, Broad form, and Special form? Sept 22,2020 Basic, Broad, and Special form are three common coverage forms when insuring property.  Basic form is the most restrictive, while Special offers the greater level of protection. Basic form covers these 11 “perils” or causes of loss:  Fire or Lightning, Smoke, Windstorm or Hail, […]

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When Is the Best Time to Buy a Car?

Trying to pinpoint the best time to buy a car can be a little tricky because the timing all completely depends. Depends on what? The market for cars isn’t a written guideline and trying to determine the perfect time to buy will depend on who you ask and when. When beginning your search, it’s a […]

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Riding Your Motorcycle at Night

    When riding your Motorcycle at night, try lowering your speed, using adaptive headlights and consider using visor wipes. These are all steps you can take to help increase your visibility and stay safe on the road after dark! https://bit.ly/3i7UOGM    

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Rental Car Insurance: Does My Insurance Cover It?

      It’s a situation many of us have found ourselves in: you’re at the rental car counter, checking in to pick up a vehicle you booked months ago. But before you can check out, you’ve got a question to answer: are you buying supplemental insurance coverage, or will you decline it and wonder if you […]

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