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HOMEOWNERS ARE ON SCAMMERS RADAR

Slip & fall scams continue troubling trend Businesses make up the bulk of questionable claims, but homeowners remain a target on scammers’ radar, NICB reported. By Steve Hallo | January 08, 2021 at 06:00 AM      More than 50% of questionable slip and fall claims, which rose 2% between 2017 and 2019, were filed on commercial general liability […]

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Protecting Your Pet During the Holiday Season

The holidays are full of excitement and celebrations with family and friends. While getting ready for the festivities, meals, and decorating time that is planned can create excitement for you and your furry friends, there are several things to watch out for. As their owner, it’s important to consider how things like festive plants, lighting, […]

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Are You Getting the Most Out of Your Life Insurance Policy? 

Life insurance policies can be confusing. There seem to be endless different options, plans, and policies to choose from. You might have simply selected the cheapest life insurance policy because you didn’t fully understand your options. Maybe you selected a pricier policy because “You pay for what you get!” If these describe you, you might […]

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RHODE ISLAND COLD WINTERS-FROZEN PIPES

Frozen pipes: How to take the chill out!  by The Foremost Creative Team Are we in the midst of an “arctic hurricane” like the media describes? I’m not so sure. Even at 0 degrees with a -30 wind chill, it seems like it always gets this cold during the winter in Rhode Island. Nonetheless each […]

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Space Heater Safety Tips to Avoid House Fires

People across the nation are breaking out their winter jackets, scarves, and gloves to prepare for the winter months that are upon us. Keeping warm during winter is important for everyone, so it is likely that many people are grabbing their space heaters as well. While a space heater can be a useful tool during […]

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5 Reasons to Be Thankful for Your Independent Insurance Agent

As we get closer to the time of celebration and being grateful, it’s a good time to think about all you are thankful for. One thing that may not always come to mind is your independent insurance agent! When looking into getting your own set of insurance policies, no one else is going to have […]

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Ins and Outs of the Business Owner’s Policy

If you own a business, you may be familiar with the term Business Owner’s Policy, otherwise known as a BOP. This policy combines business property and business liability insurance into one business insurance policy. The intention of a BOP is to help cover your business from claims resulting from things like fire, theft, or any […]

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Umbrella Insurance: What’s Covered Under the Umbrella?

Umbrella insurance, usually referred to as excess liability insurance, is a form of personal liability insurance that covers claims in excess of regular homeowners, auto, or watercraft policy coverage. An umbrella insurance policy is put in place to help the policyholder pay what they owe. To put it in simple terms, if a dollar limit […]

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Protecting Your Vacant Property

The first question that you may be asking yourself is, “When will I ever have a vacant property?” It’s surprising how common owning a vacant property is. There are four common scenarios where you may have possession of a vacant property: You own rental properties and are between tenants You’ve moved for a new job […]

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Identity Theft Protection

We are living in an almost fully digital world and it’s becoming more of a challenge to protect yourself online. In order to protect your personal data against the growing identity thieves, it’s important to take steps to minimize your odds of being victimized. The overall goal with these steps is to build as many […]

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