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Why Consider Personal Umbrella Insurance? Umbrella Personal Lines Personal Umbrella It’s common to assume that a tragic accident won’t happen to you. Unfortunately, hoping something won’t happen isn’t an effective means of protecting against the unexpected. Just one accident can wipe out your savings and assets. It’s impossible to predict the amount that could be awarded to […]
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When looking into insurance for your business, one coverage you will often see is general liability. Now, what makes it general liability is the vast amount of items it covers in the policy, which we will cover a bit later. To emphasize why general liability policies are recommended for businesses, both big and small, the average cost of a slip and fall claim […]
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Having the right home insurance policy will protect your home and belongings, and additionally cover your liability exposure from owning a home. You are probably aware of the typical events that home insurance covers, such as vandalism, fires, fallen trees, wind damage, or even lightning strikes. However, not all natural events are covered by all […]
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If You’re Considering an Electric Car, Be Sure to Do Your Homework Just a few years ago, many people may have never seen an electric car in person, unless they lived in a place like California where electric vehicles are popular and readily available. Now, several automakers offer compelling electric vehicles (EVs) nationwide. Today, it’s […]
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With winter on the way, it is the perfect time to prepare your vehicle for the rough and rugged colder months. Here are 7 tips to keep your ride road-ready: 1) Tires Make sure you have proper inflation according to the manufacturer’s recommendations. Once you are sure you are at the correct psi for each […]
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Holidays are supposed to be about sharing good times with family and friends, so we’ve gathered some tips for how to avoid the biggest risks to your season of cheer. Illness Transmissible viruses are the biggest risk when celebrating the holidays. Avoiding people when sick is key, but sometimes it is accidental or unavoidable. Washing […]
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October is a magical time of year. Crisp Autumn mornings, the changing colors of the leaves, and the massive displays in stores are all signs of one thing: Halloween is drawing near. While ghosts, ghouls, and goblins may be frightening enough, what if we told you there are many more things to fear on Halloween? […]
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We all know that sugar is not good for our bodies, but the scary repercussions do not seem to be fully realized when we look at American culture. Many of our holidays revolve around food, and, particularly and not coincidentally, processed and refined foods such as candy. Americans love candy and purchase around twenty-four pounds […]
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Blazing trails on your ATV out in the fresh, clean, country air is an indescribable joy that can only be felt. Thinking about insurance against damages and injuries is no joy, but it is a hill that you and your agent need to charge over together so that you can continue doing what you love. […]
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Insurance is all about risk mitigation, not risk elimination. Risk is something that is always there. Without anticipating it, more than 40% of small businesses will see a property or liability loss within the next decade. Knowing this, the responsible question from any business owner is, “do I have sufficient coverage?” The most expensive claims […]
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